I awoke feeling well-rested, grateful for sleeping 8 hours straight as I've often awoken at least once during the night. As is usually the case, I picked up my phone from my night stand and checked my email. There were many more than usual since ten or so emails were notifications of Google's new privacy policy (I don't plan on reading the details since I assume they're still not allowed to take my personal possessions or steal from my bank account).
But speaking of stealing from my bank account, I received an email from Mint.com (fortunately I'm still signed up at this "personal finance" site even though I rarely use it anymore) letting me know that my checking account was overdrawn. I immediately felt stressed out, and wondered if this was my 3rd incident of identity theft (the other 2 are part of why I don't use my real name on the web). When I looked into it, I discovered that my Chase statement balance was paid twice: once by me, and once by their auto-payment feature (since I paid manually on the weekend the auto-pay kicked in as well...something I never ran into before).
I called my bank from which the credit card payments were debited. I have an overdraft protection which would normally cost $35, but they said if I simply made a transfer from savings to checking today that the fee would not be applied.
So here were my lessons...
When I first found out about being overdrawn I was tempted to tantrum a bit or at least act fussy when I talked to representatives on the phone. Instead, I decided to stay centered and be polite. I've found in the past that keeping my cool leads to better results, even if tempted to sound agitated to "release" my frustration upon some rep who of course is not responsible for the problem.
Staying calm, the issue was resolved in 10 minutes, and it didn't cost me anything. In fact, I realized that in the future I no longer have to waste time manually making a Chase payment every month since it would be accomplished automatically. So what appeared to be a potentially big hassle was ultimately just the universe informing me that there was one less "recurring task" that I needed to deal with in the future. Since I try to "automate" things as much as possible to leave room for the aspects of life that I care about, the universe continues to guide me towards further "flow."
In retrospect, this incident was just a reminder that even when things look "bad" it's best to not go into judgment and emotional reactivity since sometimes things are just being "shook up" a bit to lead to more ease.
Peace,
Chris
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But speaking of stealing from my bank account, I received an email from Mint.com (fortunately I'm still signed up at this "personal finance" site even though I rarely use it anymore) letting me know that my checking account was overdrawn. I immediately felt stressed out, and wondered if this was my 3rd incident of identity theft (the other 2 are part of why I don't use my real name on the web). When I looked into it, I discovered that my Chase statement balance was paid twice: once by me, and once by their auto-payment feature (since I paid manually on the weekend the auto-pay kicked in as well...something I never ran into before).
I called my bank from which the credit card payments were debited. I have an overdraft protection which would normally cost $35, but they said if I simply made a transfer from savings to checking today that the fee would not be applied.
When I first found out about being overdrawn I was tempted to tantrum a bit or at least act fussy when I talked to representatives on the phone. Instead, I decided to stay centered and be polite. I've found in the past that keeping my cool leads to better results, even if tempted to sound agitated to "release" my frustration upon some rep who of course is not responsible for the problem.
Staying calm, the issue was resolved in 10 minutes, and it didn't cost me anything. In fact, I realized that in the future I no longer have to waste time manually making a Chase payment every month since it would be accomplished automatically. So what appeared to be a potentially big hassle was ultimately just the universe informing me that there was one less "recurring task" that I needed to deal with in the future. Since I try to "automate" things as much as possible to leave room for the aspects of life that I care about, the universe continues to guide me towards further "flow."
In retrospect, this incident was just a reminder that even when things look "bad" it's best to not go into judgment and emotional reactivity since sometimes things are just being "shook up" a bit to lead to more ease.
Peace,
Chris
Get 5 Free Minutes ~ Live Psychic and Tarot Readings
Get 10 Minutes for $1.99 ~ Live Psychic and Tarot Readers
This blogger is supported by ethical reading sites which offer live online psychic readings, tarot readers and astrology.
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